Svetlana Sheinina


Posted by Svetlana Sheinina on 6/8/2019


136R Main, Acton, MA 01720

Rental

$1,775
Price

4
Rooms
2
Beds
2/1
Full/Half Baths
WALK TO COMMUTER RAIL! Bright, sun-field upper floor corner apartment with balcony in a small apartment building. CENTRAL AIR, granite kitchen with maple cabinets, 10' ceilings, maple floor, 2.5 bathrooms,walk-in closet, maple floors, very nice workout room and laundry in the basement. Unique offering!
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Tags: Real Estate   Acton   01720   Rental  
Categories: New Homes  


Posted by Svetlana Sheinina on 6/7/2019


23 Peninsula Rd, Harvard, MA 01451

Single-Family

$1,799,900
Price

10
Rooms
2
Beds
4
Baths
WATERFRONT! NEW CONSTRACTION with scenic setting on 330 acre Bare Hill Pond. Large private dock & excellent direct access for boating, swimming, fishing,skating. A spectacular newly built contemporary home nestled on a wooded peninsula, surrounded by stunning water views. The house is an architectural marvel, designed by an award-winning Boston architect w/open multi-story spaces & custom windows that frame lake views that can be seen from anywhere in the house. The home is exquisitely detailed in the minimalist style with European nuances. Multiple decks & balconies surround the house for your morning coffee or sunset cocktail. The finest materials have been used in the construction & features Italian modern kitchen with slick white cabinetry&Quartz counters., All rms on the second floor have private balconies.There are superb spa-like bathrooms w/skylights, & ample closets. The LL grand space w/porcelain floors & sliders to the beach, office + full bath. Divine living experience!
Open House
Sunday
June 09 at 11:00 AM to 1:30 PM
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Location: 23 Peninsula Rd, Harvard, MA 01451    Get Directions






Categories: Open House  


Posted by Svetlana Sheinina on 6/6/2019


23 Peninsula Rd, Harvard, MA 01451

Single-Family

$1,799,900
Price

10
Rooms
2
Beds
4
Baths
WATERFRONT! NEW CONSTRACTION with scenic setting on 330 acre Bare Hill Pond. Large private dock & excellent direct access for boating, swimming, fishing,skating. A spectacular newly built contemporary home nestled on a wooded peninsula, surrounded by stunning water views. The house is an architectural marvel, designed by an award-winning Boston architect w/open multi-story spaces & custom windows that frame lake views that can be seen from anywhere in the house. The home is exquisitely detailed in the minimalist style with European nuances. Multiple decks & balconies surround the house for your morning coffee or sunset cocktail. The finest materials have been used in the construction & features Italian modern kitchen with slick white cabinetry&Quartz counters., All rms on the second floor have private balconies.There are superb spa-like bathrooms w/skylights, & ample closets. The LL grand space w/porcelain floors & sliders to the beach, office + full bath. Divine living experience!
Open House
Sunday
June 09 at 11:00 AM to 1:30 PM
Cannot make the Open Houses?
Location: 23 Peninsula Rd, Harvard, MA 01451    Get Directions






Categories: Open House  


Posted by Svetlana Sheinina on 6/4/2019

While buying a home is a huge decision that should entail a lot of planning and preparation, applying for a mortgage can be surprisingly easy. Just like with other lenders and creditors, a mortgage lender will want to know that letting you borrow money will be a safe investment. Applying for a mortgage is all about ensuring just that.

In today’s post, we’re going to breakdown the home loan application process to help you have the best chances at a smooth and successful mortgage approval. We’ll also define some of the common terms used in mortgages that might leave you scratching your head so you have a better idea of what your options are.

Prequalification and Preapproval

Getting prequalified and preapproved for a mortgaged can both be helpful steps toward securing your home loan. The two terms mean two entirely different things, however.

In order to be prequalified for a mortgage, you typically need to only fill out a simple form (sometimes directly through a lender’s website). On this form, you won’t need to provide specifics or official documents.

Why is this process so simple? Well, that’s because getting prequalified for a loan doesn’t ensure that you’ll actually receive one. Rather, it is simply the first step toward finding out what type of mortgage and interest rates you could receive.

The next step after prequalification is preapproval. To get preapproved, you’ll have to fill out an official mortgage application. Your lender of choice will request a few pieces of information from you, including tax returns, proof of employment for the last two years, and a list of your debts. The lender will also perform a credit check to determine your loan eligibility.

Credit report

At this phase, lenders will also run your credit report. This is a type of “hard credit inquiry” that details your payment history, the number of accounts you have open, and other factors that help make up your credit score.

To secure the lowest interest rate possible, it helps to have a high credit score. So, in the years and months leading up to your mortgage application, focusing on building credit will pay off.

To increase your credit score, you’ll need to focus on paying your bills on time each month. You should also avoid opening new accounts within a few months of applying for a mortgage because this will count as a new credit inquiry. New credit inquiries--including applying for a mortgage--lower your score temporarily, so it’s best to avoid them when possible.

Additional paperwork required for mortgage applications

Not every mortgage application will be the same. Depending on the type of income you receive, you may need to provide different forms of income verification.

Each person will also have to claim different debts and assets. When buying a home with a spouse or partner, it’s important to consider your debts, assets, and credit scores to determine if it’s better to apply jointly or separately.





Posted by Svetlana Sheinina on 5/31/2019

This Single-Family in Lexington, MA recently sold for $1,200,000. This Contemporary style home was sold by Svetlana Sheinina - eXp Realty.


5 Tricorne Road, Lexington, MA 02421

Single-Family

$1,198,800
Price
$1,200,000
Sale Price

9
Rooms
5
Beds
3
Baths
Spectacular contemporary home on a quiet cul-de-sac off Marrett Rd. Loads of natural light streams in through new oversized windows. Spaces are beautifully proportioned. Airy, specious living room has vaulted ceiling accented with recessed lighting, brick fireplace & wall of glass. A large kitchen, the heart of the house, offers abundant counter space, dining area & opens to large private backyard. All bedrooms are bright & generously sized. Master suite includes a private office with access to back yard. The first level has large foyer, great family room with 2nd fireplace and sliders to the patio, guest bedroom & bath or perhaps, can serve as a great space for extended family. Special improvements: NEW roof 2017, NEW high end Hardy Plank siding, enhanced insulation & ALL NEW high quality Andersen windows. A perfect blend: an idyllic spacious sun-lit home convenient to all Lexington offers & 10 miles to Boston.

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Categories: Sold Homes  




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