Svetlana Sheinina

Posted by Svetlana Sheinina on 4/24/2018

Home insurance is a must for any homebuyer. However, getting the right coverage at the right price may seem impossible, particularly for those who are buying home insurance for the first time.

Fortunately, we're here to help you take the guesswork out of buying home insurance. Here are three tips that you can use to obtain the right home insurance coverage for your residence.

1. Understand What a Homeowners Policy Covers

Homeowners insurance offers protection against damage to your property and personal belongings. It also safeguards you against liability for any injuries or property damage that you may cause to other people.

Typically, homeowners insurance offers a package policy that ensures you are protected against natural disasters and other unforeseen risks. On the other hand, homeowners coverage does not protect you against every possible danger. And in some cases, you may need to buy additional coverage to supplement your homeowners policy.

For instance, a homeowner who lives in a floodplain likely will need to purchase flood insurance, as a homeowners policy does not offer flood coverage. Or, if you own a trampoline or your home features a swimming pool, you may need additional coverage as well.

Speaking with an insurance agent will allow you to learn about the ins and outs of a homeowners policy. If you ever have concerns or questions about homeowners insurance, a home insurance professional will be able to respond to your queries at any time.

2. Get Multiple Home Insurance Quotes

When it comes to finding home insurance, it pays to shop around. By doing so, you'll be able to get multiple home insurance quotes and find the best coverage at the best price.

Meeting with at least three home insurance companies usually is a good idea. This will enable you to find out how home insurance will impact your monthly expenses and receive responses to all of your home insurance queries.

3. Don't Forget About Preventative Measures to Supplement Your Home Insurance

Homeowners insurance offers protection in a number of areas, and ultimately, provides a great option to safeguard your property and belongings against risk. Furthermore, there are many quick, easy ways to minimize risk without having to increase your homeowners insurance coverage or add supplemental insurance.

For example, if you own a large collection of antique coins, it may be worthwhile to purchase a safe to secure these items. Also, if you buy a security system for your home, you can safeguard your residence and belongings against theft and may be able to get a discount on your home insurance too.

Purchasing home insurance is a major decision, and if you need extra help along the way, your real estate agent may be able to point you in the right direction.

Your real estate agent may have home insurance contacts, and as such, can connect you with these contacts instantly. Thus, you can move one step closer to buying home insurance that enables you to safeguard your property and belongings both now and in the future.

Posted by Svetlana Sheinina on 4/21/2018

Ideally located near the vibrant West Acton Center & nestled well beyond an arborvitae hedge along the roadway! You can walk to W Acton center with shops, restaurants, bank, park, coffee shops and Sunday morning Farmer's Market. The layout is comfortable, fresh and inviting offering a 3 season porch with ceiling fan off the kitchen which then leads to an expansive modern oversized deck wrapping around and across the back of the house (wonderful for entertaining). The living room features recessed lighting and a wood burning fireplace for cozy winter nights. The kitchen is accented with new tile floor and back splash, stainless appliances and recessed lighting. All floors are refurbished hardwood or tile. Recent updates include a young roof, new gas heating system and central A/C. All freshly painted and sitting pretty for the new owners! No show till OH Sun 4/22 11-1PM.

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Posted by Svetlana Sheinina on 4/17/2018

You know you want to make your homeownership dream come true sooner rather than later. At the same time, you still have no idea about how you'll acquire a great house at a budget-friendly price.

Navigating the housing market can be tricky, especially for those who are operating with limited finances at their disposal. Lucky for you, we're here to take the guesswork out of the homebuying journey and ensure you can discover a wonderful residence at a price that won't break your budget.

Now, let's take a look at three tips to help you buy your dream house at the lowest-possible price.

1. Analyze the Housing Market

The real estate market may seem complicated at first. Fortunately, homebuyers who collect and review housing market data can become real estate experts in no time at all.

Ultimately, homebuyers who know the ins and outs of the real estate market may be better equipped than others to get the best price on a house. These buyers can identify patterns and trends within housing market data and determine whether they're operating in a buyer's or seller's market. Then, once a buyer finds his or her dream house, this individual can submit a competitive offer to purchase that meets the needs of all parties involved in a home sale.

2. Get Pre-Approved for Home Financing

Getting pre-approved for home financing allows you to enter the real estate market with a good idea about how much you can spend on a residence. Thus, you'll be able to determine exactly how much you can afford to pay for a residence – and avoid overspending on a house – if you obtain pre-approval for a mortgage.

To receive pre-approval for a mortgage, you should meet with a variety of banks and credit unions. These financial institutions employ courteous, knowledgeable mortgage specialists who can teach you everything you need to know about home financing. That way, you can get the information you need to make an informed mortgage decision.

3. Collaborate with a Real Estate Agent

Hiring a real estate agent is essential for a homebuyer who wants to purchase his or her dream house at the right price. In fact, a real estate agent will go above and beyond the call of duty to ensure that you can avoid paying too much for your ideal residence.

Typically, a real estate agent will meet with you and learn about your homebuying goals. He or she next will craft a personalized homebuying strategy, one that allows you to quickly and effortlessly discover a high-quality and affordable residence. After you find your ideal house, a real estate agent will help you put together a competitive offer to purchase too. And if a seller accepts your homebuying proposal, a real estate agent will guide you along the final stages of the property buying journey.

Ready to make your homeownership dream a reality? Use the aforementioned tips, and you can find a top-notch house at a price that matches your budget.

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Posted by Svetlana Sheinina on 4/12/2018

A desirable New England Cape style home in south Acton bids “Welcome Home”! This home is a commuters dream with easy access to both the Acton & Concord commuter rail stations & easy access to Route 2. The first floor consists of a formal LR with an inviting fireplace, a formal DR, one BR that could be used as an office/playroom/or den, and a half-bath with washer/dryer connections. The eat-in kitchen, with light oak cabinets & stainless steel appliances, opens onto a deck over-looking a large private fenced in backyard – perfect for grilling & entertaining. There are two front to back dormered bedrooms with skylights & gleaming hardwood flrs on the second level while the full bath offers a separate shower as well as a Jacuzzi tub – great for soaking away the stresses of the day. No septic issues since this home was connected to town sewer in 2010. Other updates include new roof (2007), new chimney liner (2015), new oil tank (2017), water heater (2018) OH Sat 4/14 @Sun 4/15 12-2

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Posted by Svetlana Sheinina on 4/8/2018

12 Coachlace, Clinton, MA 01510



Approx. GLA
Fantastic opportunity for investment! The utmost flexibility in use: Live in part of this beautiful house & rent other units for substantial income or just "rent out".Very well balanced units are bright & sunny, spacious & offer 2 brs,large kitchens and good size living room. First floor unit has additional den/office. Well built in the beginning of the 20th century the house features: tall ceilings, large replacement windows, walk -out basement, separate utilities for each unit, gas heat and laundry for each unit. There is plenty of parking. Location is amazing: short walk to the public beach at Coachlace pond and walking distance to the vibrant downtown for dining, shopping and entertainment. Total monthly rent $3,215
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Svetlana Sheinina